I'm a small business owner; I've co-owned an independent record label in Chicago for seventeen years. Early on, as my hobby turned into a business, the first benefit we offered to our staff was health insurance; I believe health care should be a right in our country, not just a privilege for the privileged few. My small business covers 100% of the health insurance costs for our full time staff of seven. We all know these are tough economic times. A few years ago, I saw the premiums for my staff’s health care raised by the maximum allowed (in Illinois) 67%, due to a misdiagnosis of one staff's...